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Estate Agent

You Can Choose A Boise Realtor

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267

Summary:
Boise, Idaho is considered by many to be the most lovely location to live across America. Beautiful weather, convenient mountains, a family friendly atmosphere; these are some of the reasons why the Boise real estate market is booming. Finding a realtor who truly understands the area is essential before considering purchasing a home in the area. Please read on for some helpful tips and links that can provide the information you need to make your Boise homebuying dreams come true.

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
Before you take the important step of finding a realtor to sell your Boise home, there are some things you should consider to make certain that the realtor you choose is right for you. Keep reading and we’ll find out how you can choose a Boise realtor.

In order to sell home in a specific state, such as Idaho, a person must be licensed by that state to sell real estate. Licensed professionals, who must pass required state exams, are then able to sell a home to you as either a realtor, salesperson, and in some cases a broker. Realtors are held to the highest code of ethics standards in the industry, often much higher than what the state requires. This assures you the buyer or seller of a Boise home that the person who is representing you far exceeds the standards required.

If you find a realtor you are interested in using check to see if their license is in good standing with the state. In addition, will the realtor represent the buyer, the seller, or both? Is the realtor committed to their position full time or is this a part time job for them? Do they belong to a multiple listing service? Is the realtor able to spend the necessary time to help you sell your Las Vegas home?

These questions are essential to helping you determine if a particular realtor is right for you. Knowing the Boise market is one thing, being able to deliver is another. Get references from satisfied customers of this realtor to learn if this person can deliver as promised.

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Estate Agent

You can have a nicer home

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410

Summary:
Your home is a huge investment! Do you want to increase its worth? Do you want to improve how you feel about your home when you walk in the door after work?

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
Your home is a huge investment! Do you want to increase its worth? Do you want to improve how you feel about your home when you walk in the door after work? Do you want to show off your home proudly to your family and friends? Do you want to enjoy the greater convenience and room that comes with a bigger, nicer house… without having to buy an entirely new one?

And when it comes time to sell your home, do you wan to get more money for it?

Sure you do! You know that a new kitchen, a new bathroom, a new guestroom, or a landscaped yard will add value to your home. As will new furniture, a new patio, a new garage, or a new roof. But you also may not have the cash on hand to pay for it. How are you going to pay for it? To increase the value of your home, you need cash. To get cash you may need to get a loan.

You should consider getting a UK Home Improvement Loan. And when you do, you’ll see the value of your home climb, and your home improvement dreams will come true! In fact, many people are turning to a UK Home Improvement Loan to make their home improvement dreams come true.

A UK Home Improvement Loan is loan you can get that is based on the security you can offer through your property. It can be obtained with low interest rates, and because it’s secured, you have more repayment options available to you.

That’s the amazing thing about home improvements. They are one of the last remaining investments in which you can spend a little and get a lot back. And if you don’t have the money readily available, no problem! You can still make money when you improve your home by using a loan and paying it back on time.

Want an addition on your home? How about a remodeled kitchen? Want to furnish the basement? What to build a garage? Want to add a deck? Want to make a guesthouse for your mother-in-law? Whatever home improvement project you choose, you can probably find a UK Home Improvement Loan to match the term and repayment details that suit your income and credit rating.

So whether you want to build a bigger house or furnish it with nicer things, you should consider getting a UK Home Improvement Loan.

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Estate Agent

You Deserve To Retire In Paradise – 5 Reasons To Choose Belize

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511

Summary:
If you are considering relocating or retiring in Belize you should be interested to know that it has become a shining star in the international media.

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
If you are considering relocating or retiring in Belize you should be interested to know that it has become a shining star in the international media. Internationally acclaimed magazines and newspapers are consistently publishing articles on Belize and how truly wonderful this small tropical paradise is.

We decided to boil it down to five reasons to retire here. So here you go:

1. The obvious…the place is beautiful

Belize is a gleaming gem of the Caribbean which until recently has been give little attention. Its sun baked white sand beaches would make great scenery for any Pirates of the Caribbean movie.

How big is Belize? Its size is approximately 8,866 square miles, the mainland is approximately 180 miles long and up to 68 miles wide. Belize also consists of over 200 cayes (islands), ranging in size from a few hundred feet to 25 miles long and four miles wide; most of which are located inside the 200 mile Belize Reef.

Belize has hundreds of miles of undeveloped beaches which are perfect for fishing, diving, scuba diving, yachting and more. Belize also has ruins of the ancient Mayan civilizations with excellent tour services. There are also tropical mountain ranges which are perfect for hiking and birding activities.

2. Its relatively cheap

Belize’s government recently has enacted a retiree incentive program that permits U.S., Canadian and United Kingdom citizens to establish official residency in Belize and to live there free of most Belize taxes. Under the new program retirees can’t work in Belize, but income from outside Belize isn’t taxed, and retirees can bring in household goods, a car, a boat and even an airplane without paying import duties.

The overall cost of living is generally lower than the United States. The average Belizean makes less than 6000 USD a year.

3. Its relatively safe

Belize is a parliamentary democracy and a member of the British Commonwealth. The country has a tradition of democracy and free elections. Belize has a constitution, which includes a bill of rights.

Although no place in the world is completely safe the crime in Belize is relatively low in comparison to other Central American countries.

4. It’s a good long term investment

The country of Belize has no capital gains taxes and has a well established off-shore banking system similar to Cayman Islands and Switzerland. Full property insurance is available and is underwritten by Lords of London.

5. It’s easy to get to

Belize lies on the eastern coastline of Central America, bordered on the north by Mexico, on the west and south by Guatemala, and on the east by the Caribbean Sea. It is separated by sea from its neighbor to the southwest, Honduras.

The Belize International Airport is offering direct flights from major US cities. Direct flights are available from many major cities in the United States and more are being added. Belize international airport is currently expanding the runways so to accommodate direct flights from Europe. Right now major airlines including American, Continental and Taca (El Salvador) offer direct flights from major US cities including Dallas, Ft. Worth and Houston.

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Estate Agent

Your Las Vegas Mortgage Prequalification Letter

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215

Summary:
The competitive Las Vegas real estate market remains highly desirable for relocating home buyers. You need an edge when purchasing your Las Vegas home; please read on and we’ll examine why a mortgage prequalification letter can help you stand out in a sea of competing offers.

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
Congratulations on your decision to move to Las Vegas! Once simply a quiet casino outpost, Las Vegas has been transformed into a thriving entertainment mecca and remains one of the fastest growing cities in America. If you are planning to purchase property in Las Vegas, you can expedite the process by having your mortgage prequalification letter in hand before you begin looking for a home. Read on and we shall see why this all important step can ease your home buying experience.

A Las Vegas mortgage prequalification letter is issued by a mortgage company to let you know exactly how much of a home you can purchase. It tells sellers and real estate agents the following about you:

You are ready to buy.

You are qualified to purchase a home within a specific price range.

You are a good customer.

Indeed, a seller is more likely to consider you as a purchaser if you have already obtained this all important letter. When multiple bids are being tendered, the seller will consider those offers backed by a prequalification letter first.

Don’t let your Las Vegas dream home slip through your fingers just because you forgot this important step. Get qualified for a Las Vegas mortgage today to show everyone that you are a serious homebuyer.

Categories
Estate Agent

Zero Down Real Estate Investing

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549

Summary:
Can you really get into a new home or investment with zero down? Yes, and there are many ways to do it.

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
Zero down? Why would a seller want to walk away from closing with nothing? Well, they wouldn’t, and that brings up the most important point about real estate investing with no downpayment: The seller almost always needs cash at closing, but it doesn’t have to be YOUR cash.

A Zero Down Example

I’m selling a small rental property right now, with payments of $400/month. The buyer has a good credit report, and the $5,000 downpayment covers closing costs and even a foreclosure, if necessary. So at this point, I don’t care where he gets the downpayment. A $6000 cash advance on a low-interest credit card for example, would cost him about $135 per month, and give him enough for the downpayment and his closing costs.

In this case, with rent around $600 per month, he would be okay. In some cases, however, that extra $135 might cause negative cash-flow. So be sure that however you do it, the numbers work. By the way, I would have set the payments at $350, if he had asked, because it’s the price and the interest rate that are important to me.

Other Zero Downpayment Methods

While there are sellers (like myself) that are able to offer terms and low downpayments, usually you have to find a way to get at least 70% of the price to them in cash. Think in terms of how to get a primary loan, then how to raise the money for the remainder. A couple examples follow.

Some banks still do “no doc” loans, meaning they don’t require verification of income, source of downpayment, etc. They generally loan only 70% to 80% of the property value, but if the seller is willing to take a second mortgage from you for the other 20% to 30%, you are in with no money down. The seller gets 70% or 80% in cash, plus payments for years to come. You’ll have two payments, of course, so be sure the numbers work.

You can borrow against your home or other property to come up with downpayment money. If you borrow for a “vacation,” and leave whatever you don’t spend in your checking account for a while, you can use it without violating bankers rules about borrowing for a downpayment.

Even if you live in a small town, there are usually a few “note buyers.” These are investors that buy land contracts, mortgage loans and other “notes” at a discount. If a seller takes a purchase money mortgage from you for $100,000, for example, a note buyer might pay him $85,000 for it. So how does that help you or him?

An example: A seller prices his property at $195,000, and expects to sell it for $180,000. You offer $205,000 in the form of a mortgage for $160,000, and another for $50,000. You have arranged for the sale of the first mortgage at closing for $136,000 to a note buyer. The seller gets that cash now, plus payments from you on the second loan for $50,000. Notice that this adds up to $186,000, which is more than he expected to get out of the deal.

These are just some of the ways you can buy with zero down. Real estate investing is about making the deal work for all parties. Find a way to get what you want, and get the seller what he wants. That is more important than having big cash on hand.

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Estate Agent

You CAN Buy Your New Home Before You Sell Your Old One

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1026

Summary:
Buy Before You Sell. Too Risky Right? Wrong!

Common Home Owner Myth: I can’t buy a “new” house without first selling my “old” one.

That is the way it is supposed work…right? You can’t have a new house without getting rid of the “old” one.

Not so.

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
Buy Before You Sell. Too Risky Right? Wrong!

Common Home Owner Myth: I can’t buy a “new” house without first selling my “old” one.

That is the way it is supposed work…right? You can’t have a new house without getting rid of the “old” one.

Not so.

Take for example, the story of one of our clients. They had a house (beautiful house, worth about $600,000) and had no intention of leaving.

However, one day this house in their neighborhood went on the market. You know the house. It is the one where every time you go by, you wish it was yours. Unfortunately, this house would never be for sale.

Out of the blue, the unbelievable happens: the house goes up for sale.

Now most would call this a stroke of luck, then it would dawn on them…

“We can’t have that house. Obviously, something unforeseen as happened, and they’ll want a quick sale. Waiting for us to sell our house first, won’t be acceptable to them. I guess we are out of luck.”

Luckily, this client called us to structure a safe way for him to get his dream home today, buy some time to get his “old” house sold, make both homes affordable during the marketing period, and leave him the exact same long term financing on the “new” home he otherwise would have had.

Now that’s a tall order! But we did it. And, so can you!

Here are 2 ways to buy a new house without selling your “old” one first.

Pull the equity out of your existing house using a Home Equity Line of Credit or a 2nd mortgage. If you could snap your fingers and sell your home, this would be what you’d use to buy the “new” home anyway. So just get it out now. Now, reserve enough of this money to make your “old” house payment for 6-12 months. Your house will take this long to market and with the money set aside you won’t be tempted to take a low-ball offer. Use the remainder as down payment and get your new first mortgage to complete the purchase. When the “old” house sells, both mortgages are liquidated and you are left with one house and one mortgage…the exact same situation you’d have had if you sold your “old” home before you bought the “new” one. But you accomplished it without the wait and the missed opportunity!

Another way to achieve the same result minus the “old” house payment reserve is to use an 80% first mortgage and a 20% 2nd mortgage also called 100% financing, to buy the new house. You won’t have to put any money down and when your “old” house sells, you use the proceeds to pay off the 2nd. The only difference is you don’t get any “extra” money to use to offset two house payments during the marketing period. Many of you, have existing lines of credit or other sources, so this may not be necessary.

Both scenarios leave you with great permanent financing on the new house.

The 80/20 or 100% financing scenario costs a little more in discount points than a traditional structure, but it’s only to the costs and not the rate. Refer to our website to learn more about 100% financing in our free report called, “Buy With Zero Down!”.

The biggest hurdles you’ll need to clear are 1) making two housing payments and 2) getting loan approval with two housing payments.

Here’s how you do both:

When you pull the money from your existing house, reserve enough to cover up to 12 months mortgage payments for the “old” house while it is on the market. That way you don’t have to come out of pocket for the payment. Gee, that was easy! Hurdle 1 cleared!

Since most loans are approved through a computer these days, you’ll need a mortgage broker who knows how to use the automated approval computer systems that FNMA and other agencies and lenders use. These approval systems are a Godsend when it comes to creative financing in today’s modern mortgage arena. It may seem strange to you, but to the computer, your financial picture and your need for financing, are simply numbers. It doesn’t care that some of those numbers include 2 housing payments. The new systems are allowing many of our clients an approval with abnormally high debt ratios, sometimes as high as 60%! This is very prevalent, especially with clients who have strong credit and assets after closing…like a 401K. This is your window for approval. Now, you know you’ll not be spending 60% of your income on debt, because you put the money aside in Step 1 to cover the “old” house payment, but the computer doesn’t know that or care. If done right, you’ll get the approval even with very high debt ratios.

Note: Beware! Don’t let an unscrupulous mortgage broker get you to commit mortgage fraud just so you can buy before you sell. Stick with our plan. If you get approved fine. If you don’t, live with it. One way they’d break the rules to get you approved is to “doctor up” a lease agreement on your “old” home to offset the payment and show the computer a lower debt ratio. Don’t do it…it’s a Federal crime!

How do you start?

1) Get approved through the computer system
2) If you need to pull equity out of existing house; start it now
3) Write offer on new house
4) When offer is accepted, put existing house up for sale; not before

At Integrity First Mortgage, we use these strategies to get our clients into houses every day. So don’t worry. It is ok to step out of the box sometimes and put away some of the outdated concepts about financing a house.

Lastly, don’t forget you can net a lot more for your “old” home with our revolutionary way to sell your house without paying a real estate commission, (6% commission on a 600,000 house is $36,000!). Look below in my resource box for more information.

Happy House Hunting!

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Estate Agent

Why You Should Choose Loveland Colorado Real Estate

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622

Summary:
Before purchasing a home it is smart to do a little research on the surrounding area. It is these kinds of details that will really make your place feel like home sweet home. Loveland, Colorado is a great town that offers a superior quality of life, nestled in the foothills of the Rocky Mountains.

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
More Americans are becoming homeowners now than at any other time in history. Purchasing a house is often seen as financial investment. But it is also a place to live and raise children and an investment in the community. Everyone should have the opportunity to enjoy living in their own home, and one way to ensure the most from your new place is to not only focus on the details of the home but to also consider the location and the surrounding area during the buying process. Before purchasing a home it is smart to do a little research on the surrounding area. It is these kinds of details that will really make your place feel like home sweet home.

Loveland, Colorado. It is a great town that offers a superior quality of life in a great location. It is nestled in the foothills of the Rocky Mountains and is often referred to as the “Gateway to the Rockies” because of its exquisite location and unparalleled scenic beauty. It is the natural beauty of Loveland that inspires its traditions and plethora of outdoor recreational options, including boating and hiking.

Traditions
Loveland, Colorado is probably best known nationwide as the home of the Valentine Re-mailing Program. Every year hundreds of thousands of Valentines are packaged inside larger envelopes and sent to Loveland where countless volunteers hand-stamp each letter with a Valentine’s verse and send them on to the intended recipient. Each year a contest is held through the local newspaper for residents to submit their verses. The winners have the privilege of seeing their prose stamped on Valentine’s letters. In the weeks leading up to Valentine’s Day, the city of Loveland allows residents to place red hearts embellished with personal messages on light poles and other fixtures on the downtown streets. What a love-ly tradition.

Boating
Boating is a great family vacation that gets you out of the house and away from your busy life. Boyd Lake State Park, located near Loveland, Colorado, is the most modern water sports facility in Northern Colorado. It includes over 1,700 acres of water for boating, fishing, sailing and swimming and plenty of sandy beaches for picnicking. This park also has some incredible wildlife. Pelicans are often seen gliding across the lake’s surface.

Hiking
Hiking is one of the most relaxing and carefree experiences you can give yourself. There are often no schedules to keep, no deadlines to meet, and definitely few worries for hikers. If you love hiking and crave the adventure that it brings, then Loveland, Colorado is the place for you. Let your curiosity take you around the next bend or up the next hill to magnificent views that will take your breath away. Enjoy beautiful waterfalls, turquoise lakes, cascading creeks, and incredible rock formations that can only be seen by foot in this gorgeous Colorado landscape. You may even get lucky and see some wildlife off any one of the heavy-wooded trails. What’s great about hiking is that no matter how many times you hike the same trail, the experience is always different, with new wildlife, new colors, and new views. And if you love hiking, you may also want to try snow shoeing or rock climbing here in this serene area.

Loveland is fortunate to be located near Lory State Park, just along the edge of Horsetooth Reservoir. This park offers incredible scenery that can be seen from any one of its extensive trails used for mountain biking, hiking, or horseback riding. Visitors can enjoy the wildlife and beautiful wildflowers along any trail.

So whether it’s the traditions, boating, hiking or any number of other reasons, let Loveland Colorado be your next choice when considering real estate.

Categories
Estate Agent

Why You Should Focus on the Foreclosure Niche In Your Real Estate Investing Business

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480

Summary:
In the Foreclosure Niche, you take control of a property by “getting the deed” and selling the home to an investor or owner occupant depending on the price range, neighborhood and condition of the house.

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
The opportunities that exist in theReal Estate Investing Business because:
1. The ability to control High Dollar and High Profit Potential Homes with no Risk.
2. You don’t have to have Good Credit because you don’t have to qualify for mortgages in your own name.
3. You don’t need a lot of money to get started. This business has very low barriers of entry.
4. You don’t need any experience because if you follow my system, it will show you how to create the huge checks by following the step by step system.
5. You can purchase a foreclosure quickly because you have a motivated, cooperative seller.
There are not enough investors in the marketplace right now to handle the volume of homes going into foreclosure. We need more investors and I’m on a mission to create very successful investors that want to get extremely wealthy over the next two to three years.
This situation won’t last forever. Just 3 years ago it was very difficult to find these types of deals. Its so easy now, its pathetic! Take advantage of it while its here.
To get a Free 52 Week Foreclosure Investing eCourse, click this link right now: http://www.dcfawcett.com

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Estate Agent

Why You Should Get Involved With Commercial Real Estate

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755

Summary:
Learn the major advantages of commercial real estate!

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
The benefits of commercial real estate greatly outweigh the costs. In fact, I would say that commercial real estate is the best industry to be involved with because of the profits that can be made, as well as the fun nature of the work.

There are many who feel that commercial real estate is greatly out of their league, but this couldn’t be the further from the truth! Commercial real estate is accessible to everyone who is willing to learn about a new industry and reap benefits no other industry can offer. Below you will find the best reasons why you should get involved with commercial real estate. It is truly the best kept secret of those already succeeding or just starting out.

Let’s look at the many advantages of commercial real estate.

The first, and probably the most enticing benefit of commercial real estate, is profit. Huge profits, in fact, which can be made with a limited amount of effort. You can make the same amount of money quick turning or selling 100 single family residences as you would make with a single commercial real estate deal. The profits can be astonishing!

It takes the same amount of work for every commercial real estate deal, meaning you must go through the same processes each time. Why not maximize your results and go for the larger returning deals, rather than the smaller ones? Synergy is a key word in commercial real estate, as small changes can yield huge results.

Another great benefit of commercial real estate is you can work full or part-time, depending on your individual situation! Commercial real estate can easily be a part-time job that brings in incremental cash flow. You can even start out part-time, and hold a job until you have enough cash flow and money so that, eventually, all you do is commercial real estate.

Commercial real estate as a full-time job allows you to have many benefits such as being your own boss and having the ability to work from home. You can create your very own commercial real estate business and quickly build a strong net worth as well as positive cash flow.

In commercial real estate, your financial investment is very low, perhaps even non-existent. You can purchase property with 100% of other people’s money (OPM), and create large profits for yourself. This is the only industry where there are literally hundreds of millions of dollars just waiting to be borrowed! Find the money and get to investing!

Commercial real estate is an industry of abundance, not one of limits. In fact, there is very little competition because there is always commercial property becoming available. There is more than enough for everyone, which allows every person to have their opportunity to succeed in this business.

Another great benefit is that you can start right now, today! It does not take years of training or years of moving up the corporate ladder to be successful. You can begin your commercial real estate endeavors whenever you so desire because there are very few barriers of entry to this industry.

Finally, the greatest benefit I think commercial real estate has to offer is freedom. When you become involved with commercial real estate you have the freedom to do as you please. When you are not stressed about making rent, or finding your next job, life can be enjoyed to the fullest.

Commercial real estate can give you financial and personal freedom that, otherwise, would be wrapped up in a 9-5 job and someone else telling you where you have to be and at what time. For you already successful professionals and business owners, commercial real estate can be a great way to build wealth and equity quickly, without much time investment and headache! It is a great alternative to other types of investments that return 1/100th of what commercial real estate can return!

No matter what business, job, or current occupation in which you are involved, no other industry can supply you with the ability to be in charge of your very own life and create a lifestyle that best fits you and your personality.

It is truly amazing how people’s lives drastically change with only a few income producing properties in their portfolio. I urge you to delve further into this industry and get excited about it! Commercial real estate is a sound, extremely profitable, extremely doable, tried and true business that will always be available to those wanting the benefits commercial real estate has to offer.

Categories
Estate Agent

Why You Should Ignore Trends In Real Estate

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469

Summary:
Many people tend to get caught up in real estate trends reported in magazines, newspapers and on television. This is a mistake of the highest order.

If you are looking for an auctioneer in Wexford, or real estate agents in Wexford, then look no further than Estate Agent Wexford, Auctioneer Wexford, Bernadette Denby Auctioneers & Estate Agents, your local agent with a global reach!
Many people tend to get caught up in real estate trends reported in magazines, newspapers and on television. This is a mistake of the highest order.

Why You Should Ignore Trends In Real Estate

In this modern information age, you can learn just about anything on a particular subject. While access to information is usually a positive development, things can get a bit crazy if you get overloaded with it. Look long enough and you can find two pieces of information offering exactly the opposite views on a subject. Obviously, that doesn’t really help you make a choice.

In real estate, the information offered in the media is usually uniform. For the last six or seven years, everyone with any brains at all has reported the real estate market has been hot. Now, many of these same pundits are suggesting the market is cooling off. Some are even predicting a crash in the market.

As a potential buyer or seller, how should you evaluate the information being produce in the media? The simple answer is you should ignore it. The problem with these reports is not the accuracy. Instead, the problem is they are reporting national trends in real estate.

National trends are great and all, but they have little or no application to your specific area. Consider the following if you do not believe me. The real estate market for the last few years has been reported as hot, hot, hot. In Colorado, however, the market has been flat throughout this time. If you were considering buying or selling in Colorado, the information being provided for national trends simply did not apply to you.

If you think Colorado is the exception, it is not. The state with one of the worst appreciation rates over the last four or five years, for instance, has been Texas. Put in practical terms, this means homes in Dallas, Houston, Denver, San Antonio and Houston have not followed national trends. The only real estate trends that matter are those in your local markets. Never rely on national data.

If you are considering buying, you have to be very careful when considering real estate trends. If it looks like a seller’s market in your area, you may make the mistake of not buying. Even in a seller’s market, buying a home is better than renting. Every day you are in the home is a day you are growing your personal wealth through equity accumulation. Don’t stay out of the market simply because you feel it isn’t the right time.

It is easy to get caught up in real estate trends since they are plastered in front of your face on a daily basis. In truth, they really should not play much of a role in your decision making process.